Auto Insurance
Most people depend on their vehicles for getting to work, or shopping for groceries, going to appointments and places of worship — sometimes just getting away for a little fun.
We insure many types of drivers. Some just want to get from point A to Point B. Others spend a lot of time, and often a lot of money to get the vehicle of their dreams. We even cover the ones who enjoy an adventurous ride... ATV’s, Motor Cycles, RV’s, Boats, etc. No matter what kind of driver you are, or what your ride is, Alltypes Insurance and Financial Services, Inc. is ready to discuss your needs and help find the right vehicle insurance policy for you.
- Collision Coverage – This is the basic insurance type that covers your vehicle if you collide into something. This covers collisions with other cars as well as if you were to run into a wall, barrier or bridge.
- Comprehensive Coverage – This covers anything that may happen to your car that is not directly related to a collision. This would include things such as theft, fire, hitting a deer or vandalism.
- Liability Coverage – This type of coverage covers the damages when you are at fault in an accident and you damage someone else’s car or property. Liability coverage is often mandated by law, so it is important that you as the driver make certain you have an adequate amount.
- Medical Payments – This is also called PIP in some states. Medical payments pay for any injuries to the driver or passengers that occur if an accident occurred while you were driving. Medical payment insurance varies from state to state, so make certain you are covered as expected.